Modern Life is Good-ish

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Colin B
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Re: Modern Life is Good-ish

Postby Colin B » Sun Mar 10, 2019 12:15 am

This was unusual !

Yesterday [Friday] I had to get a locksmith in because of lost keys.

Rang the insurance company & asked if I was covered for this.

The young lady looked up my policy & informed me she was very sorry but, although they did have cover for this, it wasn't included on my policy.

I informed her that I had the policy in front of me & read out a bit that said 'Replacement locks & keys - maximum claim £1,000'.

She went away for a bit & when she returned, she asked 'How much was it ?'

I told her it was £304.80.

She said she'd make a payment to my bank account of that amount [less the £100 excess].

The money was there on Saturday morning !

No proof, no documentation, no dragging things out for weeks !

Apart from initially denying that I was covered, this was the best & most speedy treatment I've ever had from an insurance company !
Colin B

"Judge a man not by his answers but by his questions" - Voltaire
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Re: Modern Life is Good-ish

Postby Mountain Mist » Sun Mar 10, 2019 12:21 am

Colin B wrote:This was unusual !

Yesterday [Friday] I had to get a locksmith in because of lost keys.

Rang the insurance company & asked if I was covered for this.

The young lady looked up my policy & informed me she was very sorry but, although they did have cover for this, it wasn't included on my policy.

I informed her that I had the policy in front of me & read out a bit that said 'Replacement locks & keys - maximum claim £1,000'.

She went away for a bit & when she returned, she asked 'How much was it ?'

I told her it was £304.80.

She said she'd make a payment to my bank account of that amount [less the £100 excess].

The money was there on Saturday morning !

No proof, no documentation, no dragging things out for weeks !

Apart from initially denying that I was covered, this was the best & most speedy treatment I've ever had from an insurance company !



That is a real good one, Colin, very good news. Is it the same insurance company who you have had for a long time?

I have a claim for my water fountain, the wild deer knocked it down when they tried to drink from it and broke the bowl and other pieces, and I have not been game to put the paperwork into the insurance company - ha! (I have proof and a replacement quote, plus I advised the insurance company, it had been raining, and, the funny "proof" is, I took photos of the deer's footprints, I laugh as I type this).

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Re: Modern Life is Good-ish

Postby Colin B » Sun Mar 10, 2019 12:33 am

Mountain Mist wrote:That is a real good one, Colin, very good news. Is it the same insurance company who you have had for a long time?

I have a claim for my water fountain, the wild deer knocked it down when they tried to drink from it and broke the bowl and other pieces, and I have not been game to put the paperwork into the insurance company - ha! (I have proof and a replacement quote, plus I advised the insurance company, it had been raining, and, the funny "proof" is, I took photos of the deer's footprints, I laugh as I type this).



Yes, I've been with them for some time.

I think maybe she was embarrassed because I called her out, when she wasn't expecting me to be familiar with the policy, & her speedy settlement of the claim was to sort of 'make up' for her error.

Your story made me smile.

Are your insurers paying out ?
Colin B

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Re: Modern Life is Good-ish

Postby Mountain Mist » Sun Mar 10, 2019 1:05 am

Colin B wrote:
Mountain Mist wrote:That is a real good one, Colin, very good news. Is it the same insurance company who you have had for a long time?

I have a claim for my water fountain, the wild deer knocked it down when they tried to drink from it and broke the bowl and other pieces, and I have not been game to put the paperwork into the insurance company - ha! (I have proof and a replacement quote, plus I advised the insurance company, it had been raining, and, the funny "proof" is, I took photos of the deer's footprints, I laugh as I type this).



Yes, I've been with them for some time.

I think maybe she was embarrassed because I called her out, when she wasn't expecting me to be familiar with the policy, & her speedy settlement of the claim was to sort of 'make up' for her error.

Your story made me smile.

Are your insurers paying out ?



It is good that your claim went as it did, Colin, how the lady was embarrassed and pushed it through, so it went well. You have a good excess, too.

I really don't know, the insurance company said to just send in my documentation with photos, (they've sent assessors out previously for "normal" storm damage claims).

I also have a photo (which I don't need to share) of the deer's droppings, more proof, so funny.

Here is one photo of the many taken after the skies were so kind to open and soften the ground:
Deer footprints.jpg


If my horses broke the fountain, the insurance company said that it would not be covered.
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Re: Modern Life is Good-ish

Postby Colin B » Sun Mar 10, 2019 1:12 am

Mountain Mist wrote:...If my horses broke the fountain, the insurance company said that it would not be covered.


Thanks for the photo !

I know damage caused by 'pets' isn't covered by home insurance.

Maybe horses fall into that category...
Colin B

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Re: Modern Life is Good-ish

Postby Mountain Mist » Sun Mar 10, 2019 1:24 am

Colin B wrote:
Mountain Mist wrote:...If my horses broke the fountain, the insurance company said that it would not be covered.


Thanks for the photo !

I know damage caused by 'pets' isn't covered by home insurance.

Maybe horses fall into that category...



You are welcome.

Horses must fall into the pet category, although they have damaged some things too, I did not worry about claiming the damage the horses have done as that is my responsibility; however, the wild and introduced deer, the continual damage that they have done has been very disheartening and expensive.

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Re: Modern Life is Good-ish

Postby John » Sun Mar 10, 2019 8:53 am

Colin B wrote:This was unusual !

Yesterday [Friday] I had to get a locksmith in because of lost keys.

Rang the insurance company & asked if I was covered for this.

The young lady looked up my policy & informed me she was very sorry but, although they did have cover for this, it wasn't included on my policy.

I informed her that I had the policy in front of me & read out a bit that said 'Replacement locks & keys - maximum claim £1,000'.

She went away for a bit & when she returned, she asked 'How much was it ?'

I told her it was £304.80.

She said she'd make a payment to my bank account of that amount [less the £100 excess].

The money was there on Saturday morning !

No proof, no documentation, no dragging things out for weeks !

Apart from initially denying that I was covered, this was the best & most speedy treatment I've ever had from an insurance company !

I've just changed my contents insurance company. I didn't see a lost keys option, and didn't even give it a second thought. A couple of days later I received a doofrey to attach to my key ring which gives their number in the event the keys are lost. Without attaching it, my keys are not insured.

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Re: Modern Life is Good-ish

Postby Colin B » Sun Apr 07, 2019 1:33 pm

Modern Technology has enabled a robot to be taught to carry out the most sensitive tasks:

https://vimeo.com/328930295
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Re: Modern Life is Good-ish

Postby Colin B » Sun Apr 07, 2019 2:18 pm

Talking of modern technology, ITV broadcast a 'virtual Grand National', comprised of CGI horses & riders yesterday, before the actual one.

As I was watching someone walked in the room & thought it was the real thing !

It's a pity the 'virtual' race predicted the wrong winner !
Colin B

"Judge a man not by his answers but by his questions" - Voltaire
"Why ?" - Colin B

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Re: Modern Life is Good-ish

Postby Pacer » Sun Apr 07, 2019 5:53 pm

Colin B wrote:
Mountain Mist wrote:What fun, Colin!

I wish you heaps and heaps of fun, you'll be able to make some wonderful memories and share some wonderful memories.

:D

So good that your son is involved, too. :D


Thanks, Mountain Mist !

My sister & my daughter both wanted to come as well, but they've both got other family things that day.

Apparently it's been an annual event for the last 5 years, but I've only just become aware of it.

Maybe they didn't want you there before.
Now I guess they meet only every ten years.


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Re: Modern Life is Good-ish

Postby Mountain Mist » Sun Apr 07, 2019 10:13 pm

Colin B wrote:Modern Technology has enabled a robot to be taught to carry out the most sensitive tasks:

https://vimeo.com/328930295



I love that robot, his name is Crash.

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Re: Modern Life is Good-ish

Postby Colin B » Fri Apr 12, 2019 11:52 am

I've been trying out an 'automatic colouriser' app for b & w photos.

The results vary, but sometimes are [almost] acceptable:


Dewey Phillips, Bonnie and Charles Underwood - Holiday Towers in Memphis April 15, 1957..jpg
Dewey Phillips - Colour.JPG
11th July 1956 - June Juanico.JPG
June Juanico - Colour [2].JPG
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Re: Modern Life is Good-ish

Postby John » Fri Apr 12, 2019 5:08 pm

Colin B wrote:I've been trying out an 'automatic colouriser' app for b & w photos.

The results vary, but sometimes are [almost] acceptable:

It begs the question, why would you want to colourise black and white photos?

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Re: Modern Life is Good-ish

Postby Colin B » Sat Apr 13, 2019 1:11 am

Colin B wrote:I've been trying out an 'automatic colouriser' app for b & w photos.

The results vary, but sometimes are [almost] acceptable:
John wrote:It begs the question, why would you want to colourise black and white photos?



Because the original subjects were in full colour.

It's the black & white versions which are a distortion of the true state of things.

The colouring is an attempt, however weak, to capture how things might have really looked...
Colin B

"Judge a man not by his answers but by his questions" - Voltaire
"Why ?" - Colin B


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Re: Modern Life is Good-ish

Postby Mountain Mist » Sat Apr 13, 2019 4:44 am

Colin B wrote:
Colin B wrote:I've been trying out an 'automatic colouriser' app for b & w photos.

The results vary, but sometimes are [almost] acceptable:
John wrote:It begs the question, why would you want to colourise black and white photos?



Because the original subjects were in full colour.

It's the black & white versions which are a distortion of the true state of things.

The colouring is an attempt, however weak, to capture how things might have really looked...



How does the app know which colours to choose, Colin?


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